Merchant Industry’s Residual Buy-Out Program (RBO) is designed for agents and ISOs who want to unlock liquidity from their residual portfolio without exiting the industry.
RBO provides an opportunity to convert your monthly residual income into upfront capital while still earning upside through future production.
Upfront Multiple
potential multiple
Funded at the right value for the right portfolio.
Production Earn-Outs
earn-outs
Earn upside on new merchant production on top of the buyout.
Partner to Scale
Access funding and resources while growing your business.
The Merchant Industry RBO Program is designed for partners who want to scale faster, including those looking to:
RBO is designed for strong portfolios with consistent performance and long-term stability.
per month
matters significantly
should not rely on 2-3 merchants
from another platform
for new merchant production
stability required
Simple 3-Step Process
1
We assess portfolio volume,
diversification, and stability.
2
We structure your multiple and
production earn-out opportunity.
3
You receive capital while continuing to
produce for earn-outs.
If you have a residual portfolio and want to explore your buyout potential, the next step is a quick confidential review.
No obligation. Fast eligibility confirmation.
With years of experience in the payments industry, we understand the value of your hard work. Our RBO program is designed to provide fair valuations while giving you the flexibility to continue growing your business.
Eligibility starts at $5,000/month in residuals, and portfolios up to $150,000/month may qualify.
Yes. Residual redirects from another platform may be accepted.
Eligible agents can earn production earn-outs up to 10x based on new merchant production after funding.
A confidential portfolio review to determine fit, followed by valuation and terms.
If you are actively producing and have built a strong residual base, Merchant Industry’s RBO Program may be the fastest way to unlock capital and scale.
By submitting this form, you agree to be contacted by Merchant Industry regarding the RBO Program. Information submitted is confidential.
Prefer to speak with someone directly?